KeyUnderwriting is the solution for the automatic application processing on the basis of image systems and workflow systems to effectively perform the insurance application processes such as new application and restoration.
It is developed to fit for the financial business processes as adopting Image/WorkFlo engine of FileNet. And it computerizes all processes of insurance from receiving, distributing and examining to managing documents. Then it realizes the quick work processing and improves the customer services.

When the insurers process the insurance application through the existing manual documentation systems, the person in charge of insurance application may have difficulties.

• Delay of processing due to the manual classification of required documents.
• Loss or damage of documents because of the document delivery in a pouch
• Waste of time and manpower due to the manual distribution of documents.
• Vulnerability of security and management
• Excessive time requirements for the examination.
• Difficulty in special examinations.
• Increase of cost due to the increase of document storage space.
• Difficult document search and use.

When an insurer introduces KeyUnderwriting of Keystone, it can reduce the cost for the application examination, improve the productivity and keep the data as its own asset. In addition, it also improves the customer services as restructuring the manpower organization.

• Improvement of Productivity
  - Computerizing the processes to receive and examine the documents through OMR/OCR.
  - Minimizing the manual processes of documents and computer outputs.
  - Computerizing and systemizing the document distribution and delivery.
  - Enhancing the work performances as providing statistical data



• Reducing the cost
  - Reducing the paper and space as keeping the relevant documents electronically.
  - Reducing the manpower requirement and time by saving electronic documents.
  - Reducing the cost due to the improvement of work processing.
  - Reducing the resources related to general documents.
  - Reducing time for examination and approval



• Building Data Asset
  - Building Work processing data asset
  - Minimizing losses or damages of documents by using electronic documents.
  - Securing the foundation for the knowledge management.



• Improvement of Customer Services
  - Improving the instant response to the inquiries or consulting request from the customers.
  - Intensifying the customer services by immediate notification of the results.
  - Minimizing the complaints by the rapid work processing.